4.3/5 from 236,002 reviews
Send money with INTERAC e-Transfer from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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FINTRAC regulated
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Over 10 million customers
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Should arrive by Tuesday, October 15
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Save on exchange rate markups
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?
| Sending 1,000 CAD with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 721.18 USD | ||||||||||
Transfer fee 7.40 CAD Exchange rate(1 CAD USD) 0.726559 Exchange rate markup 0 CAD Cost of transfer 7.40 CAD | |||||||||||
 | 710.39 USD- 10.79 USD | ||||||||||
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.710387 Exchange rate markup 22.26 CAD Cost of transfer 22.26 CAD | |||||||||||
 | 706.90 USD- 14.28 USD | ||||||||||
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.706900 Exchange rate markup 27.06 CAD Cost of transfer 27.06 CAD | |||||||||||
 | 705.89 USD- 15.29 USD | ||||||||||
Transfer fee 1.99 CAD Exchange rate(1 CAD USD) 0.707295 Exchange rate markup 26.51 CAD Cost of transfer 28.50 CAD | |||||||||||
 | 694.38 USD- 26.80 USD | ||||||||||
Transfer fee 2.99 CAD Exchange rate(1 CAD USD) 0.696460 Exchange rate markup 41.43 CAD Cost of transfer 44.42 CAD | |||||||||||
Show more providers | |||||||||||
How to send money with INTERAC e-Transfer in 3 easy steps
Enter amount to send in CAD
Pay in CAD with INTERAC e-Transfer.
Choose recipient
Select who you want to send money to and which pay-in method to use.
Send CAD with INTERAC e-Transfer, receive USD
The recipient gets money in USD directly from Wise’s local bank account.
What is INTERAC e-Transfer money transfer?
Paying for your Wise international payment by INTERAC e-Transfer is convenient and can be done right from your laptop or smartphone.
All you’ll need to do is select INTERAC e-Transfer Request Money as your preferred way to pay, and then follow the instructions on the money request you receive through your Interac phone number or email. Each Interac money request you generate is good for 24 hours, so you can set up your payment at your convenience, online or in your bank’s mobile app. Easy.
Once you approve the Interac money request your payment is usually received by Wise in just a few minutes. That means Wise can get it on the way to your recipient faster, too.
Learn more about using Interac transfers.
Online money transfer fees
How much does it cost to send money with INTERAC e-Transfer?
To send money with INTERAC e-Transfer with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Calculate how much you can save
How long does a money transfer with INTERAC e-Transfer take?
A money transfer with INTERAC e-Transfer (CAD-USD) should arrive by Wednesday, October 16. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
CAD
USD
Should arrive
by Wednesday, October 16
Wise works nearly everywhere
Send money
Andorra
Argentina
Australia
Austria
Bangladesh
Belgium
Botswana
Brazil
Bulgaria
Canada
Chile
China
Colombia
Costa Rica
Croatia
Cyprus
Czech Republic
Denmark
Egypt
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Hong Kong
Hungary
India
Indonesia
Ireland
Israel
Italy
Japan
Kenya
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mexico
Monaco
Morocco
Nepal
Netherlands
New Zealand
Nigeria
Norway
Pakistan
Philippines
Poland
Portugal
Romania
San Marino
Singapore
Slovakia
Slovenia
South Africa
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Tanzania
Thailand
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Vatican City
Vietnam
Zambia
Trust Wise with safe & secure money transfers
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Online scams are on the rise. Learn how to stay safe.
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.
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